Buying or selling a home is a complex and time-consuming project, and in order to buy or sell a property, one must know the basic steps in a residential real estate transaction, as well as the laws regulating the conduct of agents in that process. Luther Ragsdale is a real estate coach, broker, and certified property manager with years of experience in the real estate field. These days Luther Ragsdale mainly focuses on providing real estate education, and as he shares a list of decisions to make such as choosing the right type of home loan, or hiring a real estate agent before you make the big decision about which property to buy. Buying a home is often the biggest and most important financial investment, as people spend years and years paying off mortgages and loans, and making the right real estate choice by doing your research can save you from expensive mistakes.